Shop for lunches for next week. You don't have to brown bag it forever, but do it five days in a row, to get yourself in the habit. Transfer the money you would've spent (the average is $7.50 a day) to your savings account, and put it toward your main money goal.
Being a teacher, this has always been my life. However, I never thought about transferring the money to savings. If only I could get David to jump on board with this...
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