Day 12

Shop for the best credit card.  Pull out that debt list you made on Day 1 and see if any of your credit cards have interest rates over 16 percent.  If so, think about getting a new one.
I already did this while getting myself ready for applying for a mortgage. I have one card that has a 0% balance which is nice. The other two are David's cards but they are under 16%. Blah...credit cards...