Automate! Accidentally missing a bill's due date can cost you $25 in late fees. Sign up for automatic bill pay. Consistently paying can help raise your credit score. You can also set up bank transfers to a set amount from your checking account into a savings account each month.
This took me a while, but I finally starting doing this. There was something cathartic for me to write a check out. However, once I realized how easy it was to pay automatically, I stuck with that instead of the checks!
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